Insurance Law
Whitaker Chalk attorneys have many years of experience in representing individuals and companies in insurance plans and disputes. We represent small to medium-sized businesses in litigation with insurance companies retaining the firm on behalf of the client and paying its fees.
Many employers in the State of Texas have "opted out" of standard workers' compensation insurance, choosing to self-insure a level of exposure. The nonsubscribing employer (as those that have “opted out” are called) loses certain common law defenses that would be available to it in other types of litigation, creating even greater vulnerability. A number of insurance carriers supply excess employer's liability insurance for these non-subscribers. Typically, the employer is liable for a certain deductible and then the insurance carrier provides the defense and monetary coverage beyond the deductible. This firm has over 20 years of successful experience in defending non-subscriber claims for employers.
The firm also provides insurance coverage analysis to its clients, as coverage questions arise between the insured and insurer.
